As part of our Guest Blog we have asked Erica Vincelli, a licensed Ottawa Mortgage Agent, to share her knowledge and expertise with you! DOWN PAYMENT One of the biggest challenges when wanting to buy a home is the down payment.  You ask yourself, “How do I come up with $20,000?”.  Many people think your down payment can only come from savings but there are other s...Read More

Clean the Windows (And the Screens) Cleaning the windows is a classic spring-cleaning task, but it’s one of those tasks that’s all too easy to only do halfway. When you clean your windows, be sure to clean both the inside and the outside (if you can) with a quality glass cleaner. You should also remove the window screens and clean them as well, especially if any of them have dirt or o...Read More

Whether you love mowing the lawn or hate it, it’s a job that needs to be done. As with most things, though, there’s a difference between doing it and doing it well. If you find yourself wondering why your neighbors have an amazing lawn while yours looks all the worse for wear, it could be more than just a matter of perspective; it’s possible that the grass really is greener on th...Read More

? Photo from: Pixabay What not to do can be just as important as what you must do when it comes to mortgages. Think of your application as a snap shot in time. It is a picture of your current financial profile and how you were approved for said loan. Any changes made prior to your profile made prior to your funding date may impact your approval. This doesn’t mean you can’t use your...Read More

Photo from: Unsplash with credit to Sam Farallon As our seasons become more dramatic and dynamic, managing snow, ice, and rain in winter can be a challenge. Using salt or sand on ice and snow will make a difference. Knowing when and where to use them is pivotal. How Salt Works to Manage Ice    Salt helps to melt ice by decreasing the freezing temperature of the water. Pure water fre...Read More

Most business arrangements are based from word of mouth agreements. Although it nice to have that trust with an individual or company, many negative issues may arise if there is no binding contract. Signing a Buyer Representation Agreement binds the contract committing you to work with the brokerage when you’re in the market to buy a home. In the unlikely event you have a dispute, it is alw...Read More

There is a lot of behind the scene work that is involved with selling your home. Staging is a very beneficial aspect to this. Whether you hire a professional or do it yourself, here are some details buyers may notice that can help sell your home: Photo from: Unsplash with credit to Jon Tyson 1. Replace old curtains & rods: Replacing these items can sometimes liven up the room and will often...Read More

After the whirlwind year of 2020, making your finances work for you is already top of mind for Canadians. Why not roll that into a brand-new resolution moving forward into 2021? Here are some ideas to make your finances work for YOU in the New Year: Start a Budget If you don’t have a monthly budget already, this is the first step in financial awareness. Knowing how much you make per month ...Read More

It may seem unconventional to have your home renovated during the winter season but there are many advantages to remodeling this time of year as opposed to the busier months. Learn how to save money and reduce stress by having your home renovations done in the wintertime. Faster Permit Process There are only so many officials working on processing permits for any given area. If you apply for a b...Read More

    If there are areas in your home that have been neglected over the years, it’s a good time to consider a home renovation, especially if you’re considering selling in the future. Investing in a few home projects will help you sell it right, meaning you’ll get the most value for your property. To ensure you get the best possible ROI on your home, focus on the below r...Read More